Team Reba Real Estate

September 1, 2010

Lovely 4-bed/2.5ba home in Bonney Lake with gorgeous landscaped lot. Open house Sept 4th, 1-4pm

Filed under: single family, Bonney Lake, Pierce County, real estate, buyer, Puget Sound, seller — Reba Haas @ 11:58 pm



$249,000.00 - Beautiful Bonney Lake Home - Open House Sept 4th from 1-4pm
Main Photo
Location: Bonney Lake, WA
Lovely 1993 home nestled in beautiful, natural garden setting. The living room with stone fireplace makes you feel cozy and right at home. Sliding doors go out to the wrap around porch and large side yard. Everyone has a place to sit in the large eat-in-kitchen with center island; French doors open up to the dining room. Upstairs, enjoy the large master suite with walk-in closet and private 5-pc bath. Three additional good sized bedrooms, 2nd full bath and a bonus room make up the rest of the upper floor. The secluded backyard has something for everyone raised garden beds, playset and shed all stay with home.

Contact Information
Logo

My Pic Association Logo

Reba Haas
425-970-3697
www.TeamReba.com

Pricing
Price: $249,000.00

Property Location
11340 193rd Ave E
Bonney Lake, WA 98931

Links
Features

Bedrooms: 4 Bathrooms: 2.5
Parking Spaces: 2 Year Built: 1993
Lot Size: 25265 Garage Size: 2
School District: Sumner Square Footage: 2257
Agent Name: Rebecca Haas Broker: RE/MAX Metro Realty
MLS #: 111648

Attributes
Appliances
Range/Oven
Full Refrigerator
Washer/Dryer
Dishwasher
Sink Disposal
Microwave
Interior Amenities
Fireplace
Hardwood Floors
Kitchen Island
Private Master Bath
Ceiling Fan(s)
Dining Room
Skylights
Walk-in Closet
Cable TV
Gas Available
Dbl Pane/Storm Windows
Exterior Amenities
Patio
Grass Lawn
Secluded setting
Tool Shed
Playset
Cabana/Gazebo
RV Parking


Powered by vFlyer.com Equal Housing Opportunity VFLYER ID: 3507319




Photo Gallery
  • Private Home on .58 Acres
    Private Home on .58 Acres
  • Stone Fireplace in Living Room
    Stone Fireplace in Living Room
  • Kithen w/ Island; eat-in area is to the Right
    Kithen w/ Island; eat-in area is to the Right
  • French Doors open to Dining Room
    French Doors open to Dining Room
  • Large Master Bedroom
    Large Master Bedroom
  • 5 piece Master Bath
    5 piece Master Bath
  • One of four additional bedrooms
    One of four additional bedrooms
  • One of four additional bedrooms
    One of four additional bedrooms
  • Secluded Backyard
    Secluded Backyard
Powered by vFlyer.com Equal Housing Opportunity VFLYER ID: 3507319
All information in this site is deemed reliable but is not guaranteed and is subject to change



August 11, 2010

City of Tacoma delays side sewer inspection requirement to October 1, 2010

City of Tacoma ~
Side Sewer Inspection Requirement Postponed Until October 1, 2010

The City of Tacoma passed an emergency ordinance last night that postpones the effective date of the new side sewer inspection requirement from July 1, 2010 to October 1, 2010. Beginning on October 1, 2010, Tacoma property owners are required to have a certified inspection of their private side sewers prior to the sale or transfer of a home or business, major remodel, or any construction over an existing side sewer. More information about the requirement is available on City of Tacoma’s website.

I’ll be interested to know how they expect things like this to be paid for in short sale and bank owned properties.

August 4, 2010

Beautiful Bonney Lake Home Now On Market!!

Filed under: FHA/VA, gardening, Bonney Lake, single family, Pierce County, buyer, real estate, NWMLS, seller — Reba Haas @ 10:49 am



$269,000 - Beautiful Bonney Lake Home
Main Photo
Location: Bonney Lake, WA
Lovely 1993 home nestled in beautiful, natural garden setting. The living room with stone fireplace makes you feel cozy and right at home. Sliding doors go out to the wrap around porch and large side yard. Everyone has a place to sit in the large eat-in-kitchen with center island; French doors open up to the dining room. Upstairs, enjoy the large master suite with walk-in closet and private 5-pc bath. Three additional good sized bedrooms, 2nd full bath and a bonus room make up the rest of the upper floor. The secluded backyard has something for everyone raised garden beds, playset and shed all stay with home.

Contact Information
Logo

My Pic Association Logo

Reba Haas
425-970-3697
www.TeamReba.com

Pricing
Price: $269,000

Property Location
11340 193rd Ave E
Bonney Lake, WA 98931

Links
Features

Bedrooms: 4 Bathrooms: 2.5
Parking Spaces: 2 Year Built: 1993
Lot Size: 25265 Garage Size: 2
School District: Sumner Square Footage: 2000
Agent Name: Rebecca Haas Broker: RE/MAX Metro Realty
MLS #: 111648

Attributes
Appliances
Range/Oven
Full Refrigerator
Washer/Dryer
Dishwasher
Interior Amenities
Fireplace
Hardwood Floors
Kitchen Island
Private Master Bath
Ceiling Fan(s)
Dining Room
Skylights
Walk-in Closet
Cable TV
Gas Available
Dbl Pane/Storm Windows
Exterior Amenities
Patio
Grass Lawn
Secluded setting
Tool Shed
Playset
Cabana/Gazebo
RV Parking


Powered by vFlyer.com Equal Housing Opportunity VFLYER ID: 3507319




Photo Gallery
  • Private Home on .58 Acres
    Private Home on .58 Acres
  • Stone Fireplace in Living Room
    Stone Fireplace in Living Room
  • Kithen w/ Island; eat-in area is to the Right
    Kithen w/ Island; eat-in area is to the Right
  • French Doors open to Dining Room
    French Doors open to Dining Room
  • Large Master Bedroom
    Large Master Bedroom
  • 5 piece Master Bath
    5 piece Master Bath
  • One of four additional bedrooms
    One of four additional bedrooms
  • One of four additional bedrooms
    One of four additional bedrooms
  • Secluded Backyard
    Secluded Backyard
Powered by vFlyer.com Equal Housing Opportunity VFLYER ID: 3507319
All information in this site is deemed reliable but is not guaranteed and is subject to change



June 21, 2010

New Fannie Mae guidelines revealed for underwriting plus new rules for buyers with prior short sales.

The REALTOR.org site has links to stories that cover these items. For different types of Fannie Mae backed loans there are new underwriting guidelines to help mitigate risk on these loans which means that for the public they’ll be harder to get. Not impossible, but more documentation and stricter guidelines for qualify. 

Specifically, Adjustable Rate Mortgage (ARM) loans are addressed with regard to qualifying standards (ie, customers must qualify at the adjusted rate, not the teaser/start rate) and interest only loans (yes, they still exist)now require a minimum 720 FICO credit mid-score.

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June 14, 2010

City of Tacoma has new side sewer inspection requirement starting July 1, 2010

Lots of good information comes to us agents via the NWMLS that we belong to and today’s update in their system has alerted us to a new requirement in the City of Tacoma that all of you who own property in Tacoma will want to know about.  Read the notice below:

City of Tacoma – Side Sewer Inspection Requirement
Effective July 1, 2010, Tacoma property owners are required to have a certified inspection of their private side sewers prior to the sale or transfer of a home or business, major remodel, or any construction over an existing side sewer.  More information about the requirement is available on City of Tacoma’s website.  NWMLS has created Form 22 TSA (Tacoma Sewer Addendum) that should be used for the sale of property with a side sewer in the City of Tacoma.get a aggrenox (asprin) this the and
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May 19, 2010

Unemployed and trying to pay the mortgage? Check out the new HAMP program for payment reduction for qualifying homeowners.

Several of the members of Team Reba are Certified Distressed Property Expert (CDPE) designation holders and with our membership in this group of specially trained real estate agents we get regular updates on changes within the TARP, HAMP and HAFA programs.  Most recently a new program for unemployed persons has become available.  Check out this link to read the terms of eligibility and pass it on if you know of anyone who may benefit from the information.

For those that don’t qualify, there may still be other options against foreclosure including a short sale or deed-in-lieu action.  If you live in the greater Seattle/Bellevue/Puget Sound area (King, Pierce & Snohomish Counties), feel free to contact us if you need assistance in reviewing your options.tramadol id theoretically Martin health for to
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May 18, 2010

New law coming June 10th, 2010 affecting landlord’s financial liability for unpaid tenant utility bills.

The Washington Association of REALTORS sends out regular updates about legislation that is passed that affects agents directly as well as our clients.  See below for a new law coming in that impacts rental property owners and their liability when it comes to tenants with unpaid utilities.

June 10, 2010 - Collections against Rentals: After June 10, a landlord’s liability for unpaid tenant utility (water and electric only) bills is limited to four months of the tenant’s delinquent bills, if the landlord had notice of the tenant’s delinquency. You can find the law (SB 6261) at: http://apps.leg.wa.gov Under bill documents, look for “Session Law”.

March 9, 2010

Buying a foreclosure home in WA State? Be prepared that excise tax may become your responsibility if this Senate measure passes.

WR Urges Call to Action on Proposed Tax Increase
Please send a message immediately to State House members to stop taxes on real estate. The Senate’s budget increases the B&O .25% on real estate professionals, as well as shifts the real estate excise tax onto the buyer of a foreclosed home. The Senate’s budget passed the Senate and is now being considered in the House.

The message above was sent out to real estate agents who are members of the local multiple listing service along with a link to the site where we could send a message to our representatives.  For the general public, I realize that you may not care if real estate professionals are hit with a higher Business & Occupation (B&O) tax, but know that we have the highest rate of such a tax in this state. 

The more important issue to the home buying public is the shift of moving the excise tax payment burden from the seller to a buyer of a foreclosed home.  All this does is help lessen the costs of banks when selling their foreclosed inventory and it puts a higher cost burden on the buyers, who in many cases for first time buyers are just barely qualifying for the amounts that they’re purchasing in.  If excise tax, which runs 1.78% here, is now put on them as a closing cost fee, then that buyer ends up paying the tax twice because they’ll have to pay it again later when they sell the home at whatever that new value will be at that time.  Also, it will lessen the amount of home purchasing power that they’ll have, at least when it comes to buying bank owned homes because that will likely be part of the qualifying factors for the lender when they do their underwriting review.  If a buyer is qualified at $200k for a traditional purchase but now 1.78% ($3,560 in this case) must be considered, then a buyer may not be able to buy a $199k home because the excise tax payment requirement puts them just out of reach if they originally only needed $7,000 for down payment via FHA (3.5%), PMI payment of roughly the same amount (possibly wrapped into financing) still increasing cost of loan and impacting qualifying factors, and reducing what they might have in their “reserve” accounts which are also factored in for qualifying because most banks want 3-6 months worth of funds available at closing.

If you are in support of not having the excise tax payment shift made to buyers, please contact your State representative immediately!

February 12, 2010

An interesting video explaining One West Bank profit model on “short sales” of former IndyMac loans

This is an interesting video about former IndyMac loans that were purchased by One West Bank and how the short sale process enriches that company. I had a short sale that I negotiated for a client last summer that included a 1st lienholder as IndyMac (now One West Bank) and our understanding of how these transactions worked helped us close a great deal for our buyer - without the seller taking on a promissory note. What frustrates me is to see the lenders who buy discounted notes and won’t negotiate in good faith on the “short”.

Watch Video

Keep in mind, that if the short sale was an investment property, there is not only the possibility of a promissory note to the seller, but there are tax implications for any forgiven debt.  Currently, with the Mortgage Debt Relief Act of 2007, primary residences have had some reprieve from taxation on forgiven debt, but a lot of underwater loans belonged to people convinced of buying single family homes as investment properties who weren’t that financially stable to begin with but who had hoped to grow their assets but who are now losing nearly everything.

If you know someone who is in a position of needing to do a short sale in the King, South Snohomish or North Pierce County areas, please feel free to have them call us to learn some of the options available to them.xenical $50 cheap by
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January 7, 2010

Not to be outdone, Tacoma has their own Home & Garden Show coming up in late January 2010

2010 Tacoma Home & Garden Show® features Adair home giveaway, the latest kitchen and bath trends, home and garden “how-to” seminars and more, January 27 to January 31 at the Tacoma Dome 

www.otshows.com

TACOMA—A finished home giveaway, a bright new kitchen and bath showcase, spectacular display gardens and a full schedule of “how-to” seminars promise to inspire and inform  the do-it-yourselfer at the 27th annual Tacoma Home & Garden Show®, January 27 to January 31 at the Tacoma Dome.

Washington State’s largest combined home and garden event introduces visitors to a huge range of products and services by over 500 local companies–all available to help with indoor and outdoor home improvement needs.

Adair Homes, a Pacific Northwest residential homebuilding company, will be giving away a completed home to one lucky winner in the “The Dream Home Sweepstakes.” The new home features a flexible two-bedroom, two-bath floor plan and the show model will be constructed on-site during the five-day event. Entries will be generated at the Tacoma Home & Garden Show, the Portland Spring Home and Garden Show and Adair Homes locations.

Making a splashy debut at the show is Toyota’s 2010 Toyota Prius.  Now in its 3rd generation, the Prius is a true full hybrid – one reason for its EPA-estimated combined 50 MPG rating. The midsize 2010 Prius offers even better mileage ratings, enhanced performance, and innovative design features. It will be quieter, roomier and equipped with advanced standard and available features such as a moonroof with solar panels, four driving modes, Intelligent Parking Assist (IPA) and steering wheel touch controls that display on the instrument panel.  

For the beginning or avid do-it-yourselfer, The Home Depot has expanded its presence at the show with a major preview of all-new tool models and other products for 2010. To show you how to use them, the experts from Home Depot will be hosting a big line-up of workshops throughout the five-day show. Show visitor  can enter to win $50 Home Depot Gift cards.

Upgrading a kitchen or bath has shown to be one of the best ways to enhance the comfort and value of your home, and the Puget Sound Chapter of the National Kitchen & Bath Association will be sharing ideas and information in an expanded display showcasing the latest trends in design and products.

Three spectacular display gardens will create a dramatic impression from the moment attendees enter the show.  The Lobby Entrance will be transformed into the “perfect outdoor living environment” created by SK Landscape and sponsored by John Deere Landscaping, Mutual Materials and Windmill Gardens.  On the main floor, Marenakos Rock Center will create a “Stone Yard” installation highlighting stone as the backbone of a garden, creating statements of timeless grace and enduring beauty. Interactive demonstrations include stone carving with master stone cutter Keith Phillips and stonemasons constructing natural stone fireplaces.

Not to be outdone, Olympic Landscape’s “Rustic Romance” garden display provides an outdoor getaway that includes a twig-laden arbor with a relaxing dining area tucked away on a classic bluestone patio.  The feel of a romantic private escape is enhanced with a chaise for lounging around a calm reflection pool. The sense of a serene vineyard offers the perfect refuge from the hustle and bustle of the showroom floor.

For garden and landscaping enthusiasts, the show has assembled garden experts sharing their tips in presentations during the five day show. Northwest gardening icon Ed Hume will be on hand to present enlightening garden topics, including “Secrets for Success in Growing Vegetables,” “Great Inexpensive Landscape Ideas,” and “Solutions to Everyday Garden Problems.”  Lively television and radio personality Ciscoe Morris always entertains and informs gardeners with his seminars, including “Incredible Plants for Northwest Gardens,” “Design a Spectacular Environmentally Friendly Garden” and “Ask Ciscoe Live.”   Sue Goetz, award winning garden designer, writer and speaker will educate visitors with “Water Wisdom in the Garden,” “Color and Texture in the Garden” & “Maximizing Small Space Gardens.” In her seminars “Miracle or Marketing: Do Garden Remedies Really Work?” “Stressed Out:  How to Recognize, Treat and Avoid Stresses in Your Trees and Shrubs” & “Home Grown Goodness,” Linda Chalker-Scott explains the myths and realities of gardening. Popular speaker and author Marty Wingate shares tips on garden travel—and how it relates to you own backyard—in  “Bring It Home” and “Circles and Squares.”                                               

The big line-up continues as author and columnist Marianne Binetti shares her knowledge in “Go Global – Stealing Garden Ideas from Around the World” and “Grow It, Eat It, Show It, Know It: New Plants, Edible Plants, Weird Plants and Plants that Kids Love.”

John Sullivan from Olympic Landscape will enlighten show visitors on “Plant Gems in the Winter Garden.” Learn all about water gardening from “Mark, the Pond Guy,” with “So You Want a Pond? Just Add Water!” “Add Splash to Your Life with a Water Feature,” and “Water Features that Store Rainwater – Beauty Meets Conservation.” In “Backyard Composting” & “Food Waste Composting,” Pierce County Solid Waste Division Environmental Educators will teach you how to turn your kitchen scraps and yard waste into compost gold!

Great buys on plants—for sale to take home from the show– are also part of the mix at the “Gardener’s Market” featuring thousands of plants from Windmill Gardens of Sumner. Adding to the fun, the first 150 attendees each day of the show will receive a complimentary $20 gift card to Windmill Gardens.

For more information on show features and seminar schedules, visit www.otshows.com

Sponsors for the 2010 Tacoma Home & Garden Show include Premier Media Group, CLICK! Cable, Pape Rents and the Tacoma News-Tribune.

Show hours are 11 a.m. to 8 p.m., Wednesday and Thursday (January 27 & 28); 10 a.m. to 8 p.m. on Friday and Saturday (January 29 & 30) and 10 a.m. to 5 p.m., Sunday (January 31).

Admission to the show is $10.00 for adults, $8.00 for seniors (62 and older) weekdays only, free (with ID) for American Horticulture Society Members and free to children 16 and under. Two Day Passes are $16.00 for adults and $12.00 for seniors. Weekday Discount Coupons are online at www.otshows.com.

The 2010 Tacoma Home and Garden Show® is produced by O’Loughlin Trade Shows of Tacoma.  For more information call 253.756.2121 or visit the company’s website at www.otshows.com

                                                                       # # #

Media Contacts: 

Jeff Swenson, O’Loughlin Trade Shows,

(253) 756-2121

Barry Bartlett, The Bartlett Group, (206) 335.4694

barry@bartlettgrouppr.com

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