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· by Reba Haas · 23 Sep, 2022
Some Highlights Many people remember the housing crash in 2008, but experts say today’s market is fundamentally different in many ways. First, there isn’t an oversupply of homes for sale today. Plus, lending standards are much tighter, and homeowners have record levels of equity. That means signs say there won’t be a wave of foreclosures like the last time....
Agent / agent advice / Appraisal / buyer's agency / Buying / Equity / Financing / For Buyers / Forbearance / Foreclosure / foreclosure / household tips / inspection / inspection issues / listing agent / New Listing / seller advice / Team Reba / team reba tips
· by Reba Haas · 11 Aug, 2022
At the onset of the economic disruptions caused by the COVID pandemic, the government quickly put into place forbearance plans to allow homeowners to remain in their homes without making their monthly mortgage payments. Today, almost three million households are actively in a forbearance plan. Though 29.4% of those in forbearance have...
Case Studies / financial matters / Financing / First Time Buyer / For Buyers / For Sellers / Foreclosure / Home Prices / mortgage / Team Reba / Uncategorized
· by Reba Haas · 1 Jul, 2022
You may be reading headlines and hearing talk about a potential housing bubble or a crash, but it’s important to understand that the data and expert opinions tell a different story. A recent survey from Pulsenomics asked over one hundred housing market experts and real estate economists if they believe the housing market is...
Agent / Case Studies / Equity / financial matters / Financing / financing/lending / Forbearance / foreclosure / Foreclosure / mortgage / Team Reba
· by Reba Haas · 27 Jun, 2022
With forbearance plans about to come to an end, many are concerned the housing market will experience a wave of foreclosures like what happened after the housing bubble 15 years ago. Here are four reasons why that won’t happen. 1. There are fewer homeowners in trouble this time After the...
agent advice / Case Studies / financial matters / Financing / First Time Buyer / For Buyers / For Sellers / foreclosure / Foreclosure / Loans / mortgage / Team Reba / team reba tips
· by Reba Haas · 17 May, 2022
While you may have seen recent stories about the volume of foreclosures today, context is important. During the pandemic, many homeowners were able to pause their mortgage payments using the forbearance program. The goal was to help homeowners financially during the uncertainty created by the health crisis. When the forbearance...
Baby Boomers / First Time Buyer / For Buyers / For Sellers / Foreclosure / Gen Z / Generation X / Team Reba / team reba tips
· by Reba Haas · 31 Mar, 2022
Some Highlights It’s no secret that we love our furry friends – about 70% of U.S. households have pets. What may come as a surprise is how large a role they play in the homebuying process. Americans spend $1,163 a year on their pets, and nearly half of pet owners say they would move for better accommodations and amenities for their pets....
Baby Boomers / buyer advice / financial matters / Financing / For Buyers / For Sellers / Foreclosure / Gen Z / Generation X / Interest Rates / Millennials / Pricing / Rent vs. Buy / Team Reba / team reba tips / Time-sensitive
· by Reba Haas · 31 Mar, 2022
The sense of pride you’ll feel when you purchase a home can’t be overstated. For first-generation homebuyers, that feeling of accomplishment is even greater. That’s because the pride of homeownership for first-generation buyers extends far beyond the homebuyer. AJ Barkley, Head of Neighborhood and Community Lending for Bank of America, says: “Achieving...
Agent / Case Studies / financial matters / Financing / financing/lending / Foreclosure / foreclosure / real estate
· by Reba Haas · 17 Feb, 2022
When mortgage forbearance plans were first announced and the pandemic surged through the country in early 2020, many homeowners were allowed to pause their mortgage payments. Some analysts were concerned that once the forbearance program ended, the housing market would experience a wave of foreclosures like what happened after the...
