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· by Reba Haas · 11 Aug, 2022
Some Highlights There are a few key things to make sure you avoid after applying for a mortgage to help make sure you still qualify for your loan at the closing table. Along the way, be sure to discuss any changes in income, assets, or credit with your lender, so you don’t...
Agent / agent advice / Financing / For Buyers / mortgage / New Listing / Refinancing / seller advice / Team Reba / Team Reba / team reba tips
· by Reba Haas · 4 Aug, 2022
We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7.76%. Today, that rate is 2.81%. Flocks of homebuyers have been taking advantage of these remarkably low rates over the last twelve months. However, there’s no guarantee rates will remain...
Agent / agent advice / financial matters / Financing / For Buyers / household tips / mortgage / real estate / Real Estate Agent / real estate classes / seller advice / Team Reba / Team Reba / team reba tips / tips
· by Reba Haas · 2 Aug, 2022
Mortgage rates are on the rise this year, but they’re still incredibly low compared to the historic average. However, anytime there’s a change in the mortgage rate, it affects what you can afford to borrow when you’re buying a home. As Sam Khater, Chief Economist at Freddie Mac, shares: “Since January, mortgage rates have increased half a...
Agent / agent advice / Case Studies / disclosure / For Buyers / Foreclosure / household tips / inspection / mortgage / New Listing / seller advice / Team Reba / Team Reba / team reba tips
· by Reba Haas · 1 Aug, 2022
There has been a lot of discussion as to what will happen once the 2.3 million households currently in forbearance no longer have the protection of the program. Some assume there could potentially be millions of foreclosures ready to hit the market. However, there are four reasons that won’t happen....
Agent / agent advice / Buying / Estate Planning / financial matters / Financing / For Buyers / household tips / listing agent / mortgage / moving / New Home / New Listing / Real Estate Agent / relocation / seller advice / Team Reba / Team Reba / team reba tips
· by Reba Haas · 29 Jul, 2022
This year, mortgage rates have started to slowly climb above recent record-breaking lows. Many homeowners planning to move may feel like they’ve missed the chance to score a great rate on their next mortgage. In reality, there’s still time to secure a rate far below the historic norm. Here’s why. After creeping...
Agent / agent advice / For Sellers / Homeownership / insurance / mortgage / Pricing / safety issues / seller advice / seller financing / short sale / Team Reba / Team Reba / team reba tips
· by Reba Haas · 28 Jul, 2022
Homeowners ready to make a move are definitely in a great position to sell today. Housing inventory is incredibly low, driving up buyer competition. This gives homeowners leverage to sell for the best possible terms, and it’s fueling a steady rise in home prices. In such a hot market, houses are selling...
Agent / agent advice / Fannie Mae / financial matters / Financing / For Buyers / Freddie Mac / household tips / mortgage / New Listing / Pricing / save money / Second Mortgage / seller advice / seller financing / Selling / Team Reba / Team Reba / team reba tips
· by Reba Haas · 26 Jul, 2022
Many people are sitting on the fence trying to decide if now’s the time to buy a home. Some are renters who have a strong desire to become homeowners but are unsure if buying right now makes sense. Others may be homeowners who are realizing that their current home no longer...
Agent / agent advice / discount / financial matters / Financing / financing/lending / For Buyers / Loans / mortgage / pre-approval / seller advice / Team Reba / Team Reba / team reba tips / tips
· by Reba Haas · 25 Jul, 2022
Some Highlights Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you’re qualified to borrow. Being pre-approved for a loan can give you clarity while planning your homebuying budget, confidence in your ability to secure a...
Agent / agent advice / Buying / For Sellers / Home Prices / Homeownership / mortgage / New Listing / relocation / seller advice / seller financing / Team Reba / team reba tips
· by Reba Haas · 25 Jul, 2022
There’s no doubt that 2021 is the year of the seller when it comes to the housing market. If you’re a homeowner thinking of moving to better suit your changing needs, now is the perfect time to do so. Low mortgage rates are in your favor when you’re ready to purchase your dream home,...
Case Studies / financial matters / Financing / First Time Buyer / For Buyers / For Sellers / Foreclosure / Home Prices / mortgage / Team Reba / Uncategorized
· by Reba Haas · 1 Jul, 2022
You may be reading headlines and hearing talk about a potential housing bubble or a crash, but it’s important to understand that the data and expert opinions tell a different story. A recent survey from Pulsenomics asked over one hundred housing market experts and real estate economists if they believe the housing market is...
