Category: credit

agent advice / Case Studies / credit / Downpayment Assistance / Estate Planning / financial matters / Financing / financing/lending / First Time Buyer / First-Time Homebuyer / For Buyers / For Sellers / Interest Rates / loan modification / Loans / mortgage / pre-approval / real estate / seller financing / Team Reba / team reba tips

· by · 15 Mar, 2022

4 Simple Graphs Showing Why This Is Not a Housing Bubble

A recent survey revealed that many consumers believe there’s a housing bubble beginning to form. That feeling is understandable, as year-over-year home price appreciation is still in the double digits. However, this market is very different than it was during the housing crash 15 years ago. Here are four key reasons why...

agent advice / buyer advice / Case Studies / credit / Downpayment Assistance / financial matters / Financing / financing/lending / First Time Buyer / First-Time Homebuyer / For Buyers / Interest Rates / loan modification / Loans / mortgage / pre-approval / real estate / Team Reba / team reba tips

· by · 14 Mar, 2022

Are You Ready To Fall in Love with Homeownership?

Financial benefits are always a key aspect of homeownership, but it’s also important to understand that the nonfinancial and personal benefits are why so many people genuinely fall in love with their homes. When you own your home, you likely feel a sense of emotional attachment because of the comfort it provides,...

Agent / Case Studies / credit / financial matters / Financing / financing/lending / Interest Rates / loan modification / mortgage / Reverse Mortgage / Second Mortgage / Team Reba

· by · 10 Mar, 2022

The Top Indicator if You Want To Know Where Mortgage Rates Are Heading

Mortgage rates have increased significantly since the beginning of the year. Each Thursday, Freddie Mac releases its Primary Mortgage Market Survey. According to the latest survey, the average 30-year fixed-rate mortgage has risen from 3.22% at the start of the year to 3.55% as of last week. This is important to note because...

Agent / buyer advice / Case Studies / credit / financial matters / Financing / financing/lending / For Buyers / Interest Rates / loan modification / Loans / mortgage / real estate / Team Reba / team reba tips

· by · 8 Mar, 2022

The Path To Homeownership Can Be Steeper for Some Americans

As we celebrate Black History Month, we honor and recognize the past and present experiences of Black Americans. A significant part of this experience is investing in a home of their own. While equitable access to housing has come a long way, the path to homeownership is still steeper for households of...

buyer advice / credit / Downpayment Assistance / financial matters / Financing / financing/lending / First Time Buyer / Interest Rates / loan modification / Loans / mortgage / pre-approval / real estate / seller financing / Team Reba / team reba tips

· by · 7 Mar, 2022

Don’t Let Student Loans Delay Your Homeownership Dreams

If you’re looking to buy a home, you may be wondering how your student loan debt could impact those plans. Do you have to wait until you’ve paid off your student loans before you can buy your first home? Or could you qualify for a home loan with that debt? To...

agent advice / appraisal / Appraisal / banks / Case Studies / credit / financial matters / Financing / financing/lending / Interest Rates / Loans / mortgage / pre-approval / real estate / seller advice / Team Reba / team reba tips

· by · 7 Mar, 2022

Consumers Agree: It’s a Good Time To Sell

In today’s sellers’ market, many homeowners are weighing their options and trying to decide if they should sell their house. If you’re in that group, you may be balancing things like the ongoing health crisis, rising mortgage rates, and your own changing needs to determine your best time to make...

agent advice / buyer advice / Case Studies / credit / financial matters / Financing / financing/lending / For Buyers / Interest Rates / loan modification / Loans / mortgage / real estate / Team Reba / team reba tips

· by · 4 Mar, 2022

With Mortgage Rates Climbing, Now’s the Time To Act

Last week, the average 30-year fixed mortgage rate from Freddie Mac jumped from 3.22% to 3.45%. That’s the highest point it’s been in almost two years. If you’re thinking about buying a home, this news may have come as a bit of a shock. But the truth is, it wasn’t entirely unexpected. Experts have been calling for...

Mike Olden, Reba Haas, Eric Aasness

buyer advice / credit / Education / FICO / financial matters / Financing / financing/lending / First Time Buyer / For Buyers / For Sellers / Interest Rates / Loans / mortgage / pre-approval / refinance / Team Reba / team reba tips / Vantage Score

· by · 9 Mar, 2020

Mike Olden: VP Sales & Education at the American Reporting Company

This Week on ‘Open House’, Reba and Eric welcomed Mike Olden, Vice President of Sales and Education for the American Reporting Company. They provide credit reporting and settlement services to the mortgage lending communities. Together they covered topics including: Credit reporting updates that affect consumers and lenders. Are all credit scores...

credit / financial matters / Financing / financing/lending / First Time Buyer / First-Time Homebuyer / For Buyers / Team Reba

· by · 19 Nov, 2018

Playback: ‘Open House’: Corinna Obar, WA State Housing Finance

This week on ‘Open House’ we talked about things were thankful for, programs like the Washington State Housing Finance Commission. We had Corinna Obar on the show, she told us us about programs that can help a home buyer get into a home much quicker, with low down payment, and...