Find photos and more information at this link! 

Private Oasis just blocks from parks, shopping, & restaurants. This home sits high off street surrounded by lush NW gardens (10years organic) and deck/patio for outdoor living. Modern design with master and office on main floor; 3rd bedroom & lots more storage down. Huge detached building in back with power & water – sounds insulated recording studio with plumbed & rough in 3/4 bath & kitchenette. Potential MIL space – ready to finish – and great shop for crafter/artist/woodworker.

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Yesterday I had an unusual discussion with a guy who is moving to the Seattle area about a condo that’s for sale. He was trying to buy it and had been told the seller was involved in a lawsuit and for whatever reason was unwilling to accept his offer that included VA financing – because of the VA financing.  I am now after hearing his comments if sellers who don’t accept VA financing are breaking the law. According to this gentleman, you can’t discriminate against a vet – but what is it then if a seller won’t accept VA financing on their property for sale? Anyone have some insight and documentation to share to back this up?

With such a difficult marketplace going on right now in real estate, you’d think that sellers would be happy to consider all options, even though there are some required fees for sellers to pay on the buyer’s closing costs for Veteran’s Administration backed loans.

This is a topic I’d love to have others weigh in on.  Please do share your thoughts!harmonists film comedian linea ordini, e nel
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From the local MLS we received this not so fabulous news for landlords about a scam being perpetuated in several areas of Puget Sound:

WARNING ~ Lease Purchase Scam
September 17, 2010. NWMLS has received information from multiple brokers about a potential lease purchase scam. The scam artists have contacted property owners and brokers in an effort to view and lease high end property. After a lease purchase agreement has been executed, the scammers ask that you hold their first and last month deposit until after they move in. After the scammers move into the property, their rent check bounces, and the seller is forced to go through the eviction process to remove the scammers from the property. The eviction process is time consuming and expensive. Please be cautious when dealing with similar situations and be wary of suspicious people.

Beyond this warning there is also a reminder to keep valuables and prescription drugs safe.  There is a man going around the area who is entering open houses and then stealing prescription drugs and other items (money/valuables) from homes. Please be sure to secure your items, sellers!

WARNING ~ Prescription Drug Thefts
September 14, 2010. “Eric” has reappeared and has stolen prescription drugs during open houses in the Clyde Hill, Redmond, and Kirkland areas. “Eric” has been seen driving a gray Mazda pickup truck with WA Plate B27055N.If you encounter “Eric” at an open house, the Centralized Crime Analysis Unit encourages you to call 911 so that “Eric” can be apprehended. You may want to text a friend to call 911 for you so that you are not forced to call 911 directly in front of “Eric.”

If you have any information or have had any contact with “Eric” please call Cynthia, Centralized Crime Analysis Unit, 206-205-7613, case number SO-08-099295.prezzi cialis additional
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With all of the struggles in the housing market nowadays there are occasional glimmers of positive news. Sometimes that comes in the package of lending and purchasing options being made available that are outside of the norm. Most people who are attempting to get a mortgage in today’s environment will find that there are tightened guidelines for financing that require higher credit scores, lower debt-to-income ratios, larger down payment requirements for better loan-to-value (LTV) situations for the lender, mortgage insurance (MI), and so on.  If you’re a person who has saved upwards of 20% down, then you’re sitting in the “cat-bird’s seat” so to speak when it comes to house shopping.

For those that haven’t had a chance to save up that much cash, there are still some options available outside of just the FHA loan programs.  Since Fannie Mae was one of the companies that was backing a lot of those packaged and securitized loans from the heyday, they’ve also now got a growing inventory of foreclosed homes on their hands.  To help with depleting their inventory there is a program called HomePath that allows for low down payments for owner occupied purchases, the potential for investors with as low as 10% down, no mortgage insurance requirement, and more.  To learn a bit more about this program, here is an article that the Seattle Times ran recently.  An important thing to know is that you must use an approved real estate broker for purchasing a HomePath home – I’m happy to say that we at Team Reba do have members who are part of the program, so feel free to contact us if you are interested in learning more about one of the homes available on the HomePath site.

One of the other benefits of their loan programs is a similar type of option to the FHA 203k loan which allows for a purchase with the cost of repairs included in the loan.  This is a great option for buying a home that provides the buyer an opportunity to not have to pay everything out of pocket after closing to get a house into good condition. The HomePath houses are supposed to be code compliant, but that doesn’t mean their in tip-top shape.  With rates still in the 5%-ish range for these programs, that’s a steal over any line-of-credit (LOC) rates.online tramadol moment, medication that internet and first drug conducted
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