WSHFC sponsored Home Buying Class May 9th with Team Reba

Home Buyer Steps Workshop

05/09/2015
10:00 am – 3:00 pm

Youngstown Cultural Arts Center – 4408 Delridge Way SW, Seattle WA 98106

Home Buyer Steps is a Workshop approved by Washington State Housing Finance Commission (WSHFC). The Home Buyer Steps Workshop is 5 hours and designed to provide participants with a Step by Step guide to the Homebuying process. Once completed you will receive a certificate of eligibility to apply for down payment assistance or a Mortgage Credit Certificate if your income qualifies you. This class is perfect for ALL first time home buyers and those who haven’t purchased in many years but is not limited to 1st time buyers as a few WSHFC programs apply to many others as well based on area, job type, and income.

Together, we will help you understand and have working knowledge of:

1) Your Credit Score and its impact on your financial life.
2) Creating and working on a Budget
3) The Home Inspection Process
4) How to Find Realtor’s and Loan Officer’s with your best interests at heart.
5) How to protect yourself from Predatory Lending and how to interview a real estate agent.
6) Reading a Good Faith Estimate, Truth In Lending, and other essential documents.
7) Understanding what Escrow and Title are with industry speakers on the topic, along with available home warranty programs.
8) Going over all your different loan options including those specific to first time buyers.
9) In Depth on the Mortgage Credit Certificate, Home Advantage, and House Key Programs.

Our Workshops are done free of charge by local industry experts who volunteer to help you take the next step. We are happy to help you along the way and will answer all your questions. Upon completing the workshop you will feel more confident as a consumer and empowered in your path to home ownership.

Find Out More about WA State Housing Finance Commission programs at: http://wshfc.org/
Class Location info at: www.youngstownarts.org 

RSVP to Classes@TeamReba.com or call 425.970.3697

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Team Reba Real Estate Newsletter and Market Update for March 2015

Here is a link to my “April Real Estate Update“:

This Newsletter is full of interesting and useful information that I think you will enjoy whether you are a buyer, seller, or homeowner.

This month’s issue includes topics such as:

“Don’t Let Mortgage Myths Scare You”;
“Five Smart Homebuyer Strategies”;
“Good Credit Is Just As Important After Your Home Purchase”;
“3 Key Pre-Offer Home Seller Actions”;
“What Sellers Should Know About CMAs”;

Plus a roundup of March real estate activity as well as much more advice and information.

I hope you enjoy this monthly newsletter. If you have any comments, please e-mail them to me. Or, if you would like to see a certain topic covered in future months, let me know that too!

 

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Team Reba Real Estate Newsletter and Market Update for March 2015

Here is a link to my “March Real Estate Update”:

This Newsletter is full of interesting and useful information that I think you will enjoy whether you are a buyer, seller, or homeowner.

This month’s issue includes topics such as:

“Tech To Attract Affluent Home Buyers”;
“Home Renovations To Invest In And Avoid In 2015″;
“Living Single: Buying A House Without A Spouse”;
“Credit Scores Explained”;
“Three Foolproof Ways To Choose Your Neighborhood And Up Your Value”;

Plus a roundup of February real estate activity as well as much more advice and information.

I hope you enjoy this monthly newsletter. If you have any comments, please e-mail them to me. Or, if you would like to see a certain topic covered in future months, let me know that too!

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Talk about a view! Check out our Listing in Downtown Edmonds!




$750,000 – Downtown Edmonds Penthouse Condo with Expansive Views!
Main Photo
Location: Edmonds, WA
Its been 35 years since this unit has been on the market and when you see the location/view, you’ll know why! Huge west facing penthouse with 2 decks, 2 BD and 2.25 BA with Den/office! Master bedroom is large and has a great walk-in closet that was ahead of its time when built. Lots of light! Add in a storage unit on entry floor, 2 dedicated parking spaces only a half block from the main street in downtown Edmonds… WOW! Dont look any further, this is the place to make your long time home!
Contact Information
My Pic Association Logo
Account Logo
 
Reba Haas
206-910-3429

Pricing
Price: $750,000
Homeowner Dues: 547

Property Location
523 Maple St.
#301
Edmonds, WA 98020

Features

Bedrooms: 2 Bathrooms: 2.25
Parking Spaces: 2 Year Built: 1975
Subdivision: Downtown Edmonds Located on Floor #: 4
School District: Edmonds Square Footage: 1912
Agent Name: Reba Haas Broker: RE/MAX Metro Realty
MLS #: 749122

Attributes
Appliances
  • Range/Oven
  • Full Refrigerator
  • Washer/Dryer
  • Dishwasher
  • Microwave
  • Double Oven
Interior Amenities
  • Security System
  • Vaulted Ceilings
  • Master Bath
  • Insulated Windows
Building Amenities
  • Penthouse
  • Disabled Access
  • Top Floor
  • End Unit
  • Deck with View


Created with Flyer – Marketing & Website Builder Equal Housing Opportunity | FLYER ID: 305194001




Photo Gallery


Beautiful Views from your Penthouse Condo.




Enjoy a fire while enjoying your view from your living room.




Open Concept Dining/Living with Vaulted Ceilings.




Clean and Bright Kitchen opens up to the Dining Room.




Master Bedroom offers views, a nice sized walk-in closet and private bath.




Master closet is ready for your wardrobe.




Perfect sized 2nd Bedroom.




Large den/office.




Private Deck perfect for entertaining or an evening of unwinding.



Created with Flyer – Marketing & Website Builder Equal Housing Opportunity | FLYER ID: 305194001
All information in this site is deemed reliable but is not guaranteed and is subject to change




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WSHFC sponsored Home Buying Class Feb 21st with Team Reba

Home Buyer Steps Workshop
02/21/2015
10:00 am – 3:00 pm

Youngstown Cultural Arts Center – 4408 Delridge Way SW, Seattle WA 98106

Home Buyer Steps is a Workshop approved by Washington State Housing Finance Commission (WSHFC). The Home Buyer Steps Workshop is 5 hours and designed to provide participants with a Step by Step guide to the Homebuying process. Once completed you will receive a certificate of eligibilty to apply for down payment assistance or a Mortgage Credit Certificate if your income qualifies you. This class is perfect for ALL first time home buyers and those who haven’t purchased in many years but is not limited to 1st time buyers as a few WSHFC programs apply to many others as well based on area, job type, and income.

Together, we will help you understand and have working knowledge of:

1) Your Credit Score and its impact on your financial life.
2) Creating and working on a Budget
3) The Home Inspection Process
4) How to Find Realtor’s and Loan Officer’s with your best interests at heart.
5) How to protect yourself from Predatory Lending and how to interview a real estate agent.
6) Reading a Good Faith Estimate, Truth In Lending, and other essential documents.
7) Understanding what Escrow and Title are with industry speakers on the topic, along with available home warranty programs.
8) Going over all your different loan options including those specific to first time buyers.
9) In Depth on the Mortgage Credit Certificate, Home Advantage, and House Key Programs.

Our Workshops are done free of charge by local industry experts who volunteer to help you take the next step. We are happy to help you along the way and will answer all your questions. Upon completing the workshop you will feel more confident as a consumer and empowered in your path to home ownership.

Find Out More about WA State Housing Finance Commission programs at http://wshfc.org/
Class Location info at: www.youngstownarts.org 

RSVP to Classes@TeamReba.com or call 425.970.3697

Instructors: Eric Aasness of Wells Fargo Home Lending &
Robin Tomazic of Team Reba at RE/MAX Metro Realty

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Sometimes real estate photos just BEG more questions be answered

I have to literally look online at thousands upon thousands of homes every day for real estate. Sometimes you see a photo that just stops you in your virtual tracks and you have to look at it a little longer and then wonder…. why?

Can you see what caught my attention here?

bathroom phone photo

 

Seriously, who needs to take, or make, a call that badly?  No, really, I’ll just hold and give you a minute or you can just call me back.  LOL!

I’m not sure if I want to know why this got installed. I guess I can imagine a few scenarios where maybe there is a concern about health and bathrooms are often where falls happen… but by the toilet?  I’m assuming it was installed after the place was originally built.

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NWMLS proves our point about lack of inventory in Seattle and King County for 2015

I’ve been saying this for quite a while now, but here is some information to back up my remarks via our Northwest Multiple Listing Service – the database membership that all brokers in our area (residential in specific – many pure commercial brokers are members of CBA instead) use in selling homes.

Spring Market “Not Waiting For Tulips”
But Limited Inventory Frustrates Homebuyers

Current Statistics | Market Recaps | Market Update Charts

KIRKLAND, Washington (Feb. 5, 2015) – Home sales this super bowl season outpaced a year ago as sidelined buyers emerged to compete for limited inventory, according to brokers who commented on January activity.

New figures from Northwest Multiple Listing Service show year-over-year increases in pending sales, closed sales, and prices, while inventory fell by double digits.

“The current inventory of homes available for sale has never been lower in my 22 years as a real estate broker,” lamented MLS director George Moorhead, designated broker and owner at Bentley Properties.

The number of active listings of single family homes and condominiums fell from the year-ago figure of 19,195 to 17,082 at the end of January, a decline of 11 percent. Twelve of the 23 counties in the MLS system reported double-digit drops. For the four-county Puget Sound region, the selection was down 12 percent.

When measured by months of supply (the ratio of sales to listings), Northwest MLS figures show it has dipped below four months. In King County, there is only about two months of supply. In general, brokers say four to six months is considered to be healthy balance between supply and demand.

Blame brisk sales, as the number of pending sales, at 7,658, surpassed the number of new listings, which totaled 6,989. A comparison of figures for the four-county region for the past 15 years indicate January’s pending sales exceeded any of the prior years (see chart).

“We saw sales at a higher pace this super bowl season than last year,” remarked J. Lennox Scott, chairman and CEO of John L. Scott Real Estate.

Closed sales increased more than 3.7 percent compared to a year ago, rising from 4,306 completed transactions area-wide to last month’s total of 4,467.

Scott said multiple offers of most new listings are common. “We are entering February with a severe shortage of homes for sale in the neighborhoods close to the job centers, and we expect that shortage to continue throughout the spring market,” he stated. Buyers need to be “buyer ready” so they can react quickly. Brokers recommend getting preapproved for a mortgage, which can give potential buyers an edge in a fast-moving market.

Home prices for single family homes and condos are also tracking ahead of the year-ago pace. The median price on last month’s closed sales was $279,000 system-wide, up about 9.4 percent from the year-ago price of $255,055. King County reported the highest median price at $390,000, up 6.9 percent from twelve months ago.

For the 3,880 single family home sales that closed last month, the median price was $288,000, about 8.7 percent higher that a year ago when the price was $264,995. Scott said a 4 percent increase is the historical norm.

Condo prices spiked more than 13 percent, rising from $194,000 area-wide to $219,900. In King County, which accounted for nearly six of every 10 condo sales, prices rose 6 percent, from $225,000 to $238,500.

Moorhead believes inventory shortages are due in part to hesitant sellers. “Sellers who would like to enter the market are holding off for two main reasons,” he suggested, adding, “Either they cannot find the next home to move up/down to, or they purchased between 2005 and 2007 and may still be underwater.” Sellers who were foreclosed or completed a short sale during the Great Recession are becoming eligible to purchase a home again, Moorhead noted. “This will bring an altogether new segment of buyers who are more savvy and cautious” so they won’t repeat past mistakes.

Moorhead also credits new loan programs, revised loan programs, and a general easing of guidelines for buyers with making home buying more attainable. “The only holdback is inventory or credit scores,” he suggested.

Northwest MLS director Frank Wilson echoed that notion. “It’s almost the perfect storm: low interest rates, low inventory, pent up demand, and a pipeline of sidelines buyers who could not buy because of a past short sale or foreclosure.” Their two year to three year waiting period is up and they are looking again, he reported.

Wilson, branch managing broker at John L. Scott in Poulsbo, said the spring market is not waiting for the tulips this year – “spring has already sprung. We are seeing an increase in traffic at our open houses with more buyers out looking at our limited inventory.”

Wilson also said brokers in Kitsap County are starting to hear murmurs of the second home market. “We have buyers looking for second homes along Hood Canal, and we fit the parameters of many Puget Sounders not wanting to drive more than three hours to reach their getaway house.”

In Snohomish County, where closed sales jumped 11.5 percent from a year ago and prices surged more than 17 percent, broker Diedre Haines reported, “We have buyers in all price ranges out looking and anxious to buy.” She credits low interest rates, strong employment and economic conditions and “reasonable as opposed to exorbitant” appreciation with spurring activity.

Despite all the favorable indicators, pending sales in Snohomish County rose only 3.5 percent compared to a year ago, noted Haines, principal managing broker in South Snohomish County at Coldwell Banker Bain. “Why?” she asked rhetorically. “Simple answer: We need more inventory.”

“The Seattle housing market is going gangbusters, but we’re still starving for inventory,” said OB Jacobi, president of Windermere Real Estate. “If open house traffic is any indication, there are LOTS of buyers out there looking for homes, so my message to would-be sellers is: If you’re on the fence, it’s time to jump off. The market conditions are so much in your favor right now.”

Haines agreed. “Potential sellers should talk to their real estate broker and find out if now is the right time for them to sell,” she suggested.

Northwest Multiple Listing Service, owned by its member real estate firms, is the largest full-service MLS in the Northwest. Its membership includes more than 21,000 real estate brokers. The organization, based in Kirkland, Wash., currently serves 23 counties in Washington state.

Statistical Summary by Counties: Market Activity Summary, and 4-County Puget Sound Region Pending Sales

02

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Beautiful pied-a-terre in Seattle’s Belltown neighborhood – 92 Walk Score

Gorgeous Seattle pied-a-terre in Belltown neighborhood, steps away from everything! – $275,000

3104 Western Ave #421, Seattle, WA 98121

CONTACT INFO


Reba Haas
206-910-3429

FEATURES


Bedrooms: 1
Bathrooms: 1
Parking Spaces: 1
Year Built: 2008
Located on Floor #: 4
Floors in Bldg: 6
School District: Seattle
Square Footage: 507
Agent Name: Reba Haas
Broker: RE/MAX Metro Realty
MLS #: 737491

DESCRIPTION


Stylish and convenient living is here in this pied-a-terre at the corner of Western & Denny, be part of a vibrant scene with nearby shops, salons, and restaurants plus nearby SAM Sculpture & waterfront parks – 92 WalkScore. Pike Market is close as is the newly charged South Lake Union. Relax and entertain this summer on the 360 degree view rooftop deck and on rainy days take advantage of the common area w/ pool table/kitchen/seating. Upgrades: A/C, FULL size w/d, full stove, designer chandelier. Pet friendly building! No rental cap (buyer to verify).

APPLIANCES


  • Range/Oven
  • Full Refrigerator
  • Washer/Dryer
  • Dishwasher
  • Sink Disposal
  • Microwave
  • A/C unit

OTHER PRICING DETAILS


Homeowner Dues:   310.53

02 - Copy 03 - Copy 06 07 11 18 22 23 24 25 26 27 29 30 32

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Annual Team Reba home seller class in Seattle Sat, Feb 28th,11am-1pm!

No Fluff Savvy Home Seller Seminar -FREE- Feb 28 in Seattle
Saturday, February 28, 2015
11:00 am – 1:00 pm
RE/MAX Metro Realty Inc. office
RSVP to Classes@teamreba.com or call 425.970.3697

Home buyers get a class to learn what to expect in a purchase, but doesn’t a seller need to know the process from their side? Of course! Most people don’t realize that home selling is often more of a nail biting experience than buying until they’re in the middle of it.

In today’s selling environment, there are many new factors that sellers in the past didn’t have to consider….

-Will bank owned properties and short sales affect my house value?
-Busting market myths for TODAY’s environment – is it a seller or buyer’s market? Or both?
Other issues that affect sellers today including, but not limited to:
-What buyers expect today and the financing they’re using – how will it impact your sale?
-Legal and disclosure obligations (there are a lot!)
-Title insurance – what it is, why you pay for it and why you should be happy to do so
-What’s necessary in preparing a home for sale to get maximum value
-Inspections – what they are and how they affect your sale
-How to move (relatively) stress free and more….

On hand will be real estate brokers discussing the contract and market realities of today and a home inspector to help you navigate toward a successful sale. This seminar is FREE to the public, but you MUST RSVP!

RE/MAX Metro Office:
2312 Eastlake Ave E
Seattle WA 98102
Parking available in alley access to the office or in the street level parking garage. Extra parking available on the street.
Alternate travel options: Metro Bus routes 66 & 70 have a pick-up/stop by our office

Residential real estate photo shoot for rebecca haas Remax metro realty 12601 70th AVe S, Seattle, WA 98178

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